DOES APPLECARE COVER LOSS OR THEFT INSURANCE?
Before considering the above-stated question, it is important to know what Apple is and how it operates, in brief explanations.
DOES APPLECARE COVER LOSS
Apple includes a one-year limited warranty with all hardware so if there’s a manufacturing defect, one will be covered. To also protect against accidental damage, plus extend the original warranty for longer and enjoy free technical and technological support, one can opt to purchase AppleCare. Only the individual can decide for his/her own situation.
In the same way, AppleCare is Apple’s term for its warranty programs. Every Apple device comes with a certain stretch of AppleCare warranty service and phone/chat support for free, typically one year for the warranty and 90 days of phone support. One can pay to extend that protection for longer, which is called AppleCare+.
Do an individual have to buy AppleCare+ at the same time as the product?
No. If the individual already knows he/she wants it, buying AppleCare+ with the product is a good idea, just so he/she doesn’t forget. When the individual is shopping at the Apple store and Apple.com, he/she will be offered AppleCare+ at checkout and authorized Apple resellers can offer AppleCare+ too.
But the individual has some time. Generally, he/she gets 60 days from the purchase date to buy AppleCare+ (only 30 days if he in Japan), and Apple has a page where he/she can check his/her exact device’s eligibility.
Still, to buy AppleCare+ after the fact that one generally have to run a diagnostic test on the device in question, so Apple knows it’s in good working order. And no matter when the individual buys his/her AppleCare+ plan, the coverage starts from the day the individual bought his/her device. So he/she doesn’t get an “extra” two months of coverage if he/she waits two months to buy the plan.
How does an individual buy AppleCare+ for products he/she didn’t buy directly from Apple?
The easiest way is online. Apple’s site has a page to Check one’s Service and Support Coverage. The individual enters device’s serial number here, and it’ll tell him/her if he/she can still buy AppleCare+ and walk him/her through the process of purchasing and registering the individual plan.
Now, does Apples cover theft Insurance?
No. AppleCare never covers loss or theft of an individual’s device. Some cell carriers and third-party insurance companies offer plans that do cover loss or theft, but AppleCare+ only covers defects and accidental damage.
But Is AppleCare+ only for U.S. customers?
No! Well, AppleCare+ plans for iPhone and iPad purchased in the United States and Canada are only valid in the United States and Canada, but other Apple devices (Apple Watch, Mac, iPod, Apple TV, and Apple displays) provide global coverage. Service options do vary between countries, but any AppleCare service is always performed by authorized techs with genuine Apple parts.
Can one cancel an AppleCare+ plan?
Yes, he/she can. If it’s within 30 days of purchasing the plan, he/she gets a full refund minus in any service he/she received. Outside of 30 days, the individual gets a prorated refund, minus any service, minus a fee of $25 or 10% of the prorated refund, whichever is less.
Obviously, one should always read the full agreement of Applecare before he/she purchase any warranty or insurance.